gpn11 NOTICE OF SALE UNDER POWER GEORGIA, APPLING COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Terri P Westberry and Brian D Westberry to Mortgage Electronic Registration Systems, Inc., dated October 27, 2005, recorded in Deed Book 409, Page 577, Appling County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 465, Page 602, Appling County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-EIGHT THOUSAND AND 0/100 DOLLARS ($228,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Appling County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney╒s fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Terri P Westberry and Brian D Westberry or a tenant or tenants and said property is more commonly known as 318 Lakeridge Dr, Baxley, Georgia 31513. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc.
as Attorney in Fact for Terri P Westberry and Brian D Westberry
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mdh 11/1/11
Our file no. 51212411-FT14
EXHIBIT "A" All that tract or parcel of land lying and being situate in the Second Land District of Appling County, Georgia, consisting of 0.850 acres, more or less, in Land Lot No. 244, and being more particularly described according to the courses, metes and bounds of that certain survey and plat thereof by Denean W Dixon, GRLS #1467, dated January 28, 1999, recorded in Plat Book 14, Page 644, Appling County, Georgia Deed Records, which is incorporated herein and made a part hereof for all purposes. Said property is subject to Declaration of Restriction, Covenants, Limitations, Conditions, Reservations and Easements Applicable to Oakridge Subdivision, Appling County, Geogia, dated January 1, 1999, recorded in Deed Book 323, Page 448, Appling County, Georgia Deed Records.
MR/mdh 11/1/11
Our file no. 51212411 - FT14
10-5, 10-12, 10-19 & 10-26ch