gpn11 STATE OF GEORGIA COUNTY OF APPLING NOTICE OF SALE UNDER POWER IN DEED ...

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Mia Karnoutsos to SunTrust Bank in the original principal amount of $43,600.00 dated 5/31/2002, and recorded in Deed Book 361, page 531, Appling County records, said Security Deed being last transferred and assigned to SunTrust Mortgage, Inc. in Deed Book 361, Page 548, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of November, 2012 by SunTrust Mortgage, Inc., as Attorney-in-Fact for Mia Karnoutsos the following described property:
All that tract or parcel of land lying and being in the Second Land District of Appling County, Georgia a portion of Land Lot No. 294, consisting of Subdivision Lot No. 17 and a portion of Subdivision Lot No. 18, Block B of what is known as Sunset Park Subdivision, said property lying in one body being, now or formerly, bound as follows: Northerly for a distance of 100 feet by the centerline of a 10 foot alley, dividing from land of Conley Crosby and lands of H. Beecher; Easterly for a distance of 198 feet 10 inches by a 5 foot drainage strip dividing from Subdivision Lot 18; Southerly for a distance of 100 by Second Street; and Westerly for a distance of 195 feet 8 inches by Subdivision Lot No 16. A 5 foot strip across the Northern edge of the property described is included in an alley and is subject to the use of said property for an alley in said subdivision.
Said tract of land is more particularly described according to the courses, metes and bounds of a certain survey and plat thereof by Merlin J. Tomberlin, Appling County Surveyor, dated October 18, 1979, recorded in Deed Book 187, Page 370, Appling County Records, which is incorporated herein and made a part hereof for all purposes.
Property known as: 216 Second Street, Baxley, GA 31513
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
SunTrust Mortgage, Inc. holds the Note and referenced Security Deed and services the loan on behalf of Federal National Mortgage Association, the current owner of your loan. Pursuant to O.C.G.A Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
SunTrust Mortgage, Inc.
1001 Semmes Avenue
Richmond, VA 23224
PHONE: 866-384-0903
Pursuant to O.C.G.A. Section 44-14-162.2, nothing contained in this Notice of Sale shall obligate any entity to negotiate, amend, or modify said indebtedness.
To the best of the undersigned's knowledge and belief, the party in possession is Mia Karnoutsos.
SunTrust Mortgage, Inc., as Attorney-in-fact for Mia Karnoutsos.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Associates, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 12-06862
10-10, 10-17, 10-24 & 10-31